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Management Package Taxation in France 2025-2026: Article 163 bis H CGI and Reclassification Risks

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Management Package Taxation in France 2025-2026: Article 163 bis H CGI and Reclassification Risks
Tax and social security regime for management packages since 15 February 2025: article 163 bis H CGI, qualifying securities, 10% specific contribution, LFSS 2026. Lobe Law, tax lawyer for executives i

A Chief Executive Officer acquires preference shares in a leveraged buyout holding company at market value. He holds the securities for four years, then sells for €1.6 million. He declares the gain under the new 2025 regime. The DGFiP (French tax authorities) reclassifies the entire gain as employment income: the financial performance coefficient was miscalculated, the genuine capital-at-risk condition is undocumented, and the good leaver clause reveals a direct link to continued employment. Additional tax assessed in France: €420,000, before interest and penalties. A coordinated URSSAF audit adds social security contributions, bringing the total above €600,000.

This type of case has become the most common tax dispute in French LBO transactions since 2021. The 2025 reform, completed in 2026, did not put an end to it. It changed the rules - it did not eliminate the risk.

What is a management package?

A management package - or ManPack - refers to the financial instruments made available to key executives and managers in a leveraged buyout (LBO), allowing them to co-invest alongside the fund and participate in exit proceeds.

The most commonly used instruments in France are:

  • Share subscription warrants (BSA), often structured as ratchets - a mechanism allowing the manager to increase their stake in the company if exit performance targets are met
  • Preference shares (ADP) with conditional financial rights
  • Founder share warrants (BSPCE), available to eligible companies only
  • Ordinary shares subscribed in a sweet equity structure
  • Free shares (AGA) granted outside the statutory scheme

Each instrument has its own legal characteristics, eligibility conditions and, since 15 February 2025, a specific tax and social security regime in France codified under article 163 bis H CGI.

Why did the DGFiP systematically challenge these gains before 2025?

Before article 163 bis H CGI came into force, management package gains were in principle taxed in France as capital gains at the flat tax rate (PFU) of 31.4% in France.

The DGFiP challenged this treatment on the basis that the gain does not remunerate capital risk but constitutes consideration for the functions performed. It claimed taxation in France under the progressive income tax scale up to 45%, plus the exceptional contribution on high income (CEHR) at a marginal rate of 4% in France.

The Conseil d'État set the framework in three plenary decisions on 13 July 2021 (nos. 428506, 435452 and 437498), then extended it to share sale options on 5 June 2023 (no. 467546). The Cour de cassation aligned on the social security side on 23 September 2023, opening the way to coordinated DGFiP and URSSAF assessments.

The DGFiP - URSSAF combination: the devastating effect of pre-2025 assessments

For cases predating 15 February 2025, reclassification as employment income triggers a dual assessment. The DGFiP claims income tax at the progressive scale plus CEHR. URSSAF, in a separate but coordinated procedure, claims standard social security contributions - approximately 22-23% in employee contributions and 40-45% in employer contributions on the reclassified amount, depending on the manager's status (executive or non-executive) and remuneration level.

These two categories are distinct: social levies (CSG/CRDS) apply to investment income, not to salaries. On a gain reclassified as employment income, it is social security contributions that are due - not social levies. The manager bears income tax and employee contributions, while the company faces employer contributions on a benefit it had not identified as salary. URSSAF audits covering these periods are still ongoing.

What article 163 bis H CGI changes, as amended in 2026

The Finance Act for 2025 (loi n° 2025-127 of 14 February 2025, art. 93) introduced article 163 bis H CGI, applicable to disposals from 15 February 2025 regardless of when the instruments were acquired. The Finance Act for 2026 (art. 24) and the Social Security Financing Act for 2026 (LFSS 2026, loi n° 2025-1403 of 30 December 2025, art. 17) supplemented this framework with retroactive effect to 15 February 2025.

The DGFiP's commentary is available in the draft BOFiP: BOI-RSA-ES-20-60 (public consultation of 23 July 2025). No equivalent commentary has been published on the BOSS (boss.gouv.fr) for the social security side post-LFSS 2026.

The reversal of the default rule

The previous regime presumed capital gain treatment unless the DGFiP successfully challenged it. Article 163 bis H reverses this: the gain is now presumed to constitute employment income in France. The taxpayer must demonstrate that the conditions for capital gain treatment are met.

The three-tier structure following the 2026 Finance Act

  • By default, the net gain is taxed in France as employment income under the progressive scale up to 45%, plus the CEHR at a marginal rate of 4% in France
  • For qualifying securities - presenting genuine capital loss risk and held for at least two years - a fraction of the gain may be taxed in France at the PFU rate of 12.8% plus social levies at 18.6%, totalling 31.4% in France (excluding the contribution différentielle on high income)
  • The fraction exceeding the performance cap remains taxed in France as employment income

Practical note: the employment income fraction is excluded from withholding at source for French tax residents and from non-resident withholding tax. The employer is not required to calculate or report this fraction at the time of payment - taxation occurs when the manager files their income tax return.

How is the capital gain cap calculated?

The financial performance coefficient determines the boundary between the fraction of the gain taxed as a capital gain and the fraction reclassified as employment income in France.

The statutory formula (BOFiP, BOI-RSA-ES-20-60, § 250):

Threshold = (3 × P × F) − P

Where P = acquisition price of the securities by the manager, and F = financial performance = fair value of the company at disposal date / fair value at acquisition date.

Example: P = €100,000, F = 5 → Threshold = (3 × 100,000 × 5) − 100,000 = €1,400,000. The fraction of the net gain below €1,400,000 is taxable as a capital gain. The excess is taxed as employment income.

The 2026 Finance Act introduced two technical adjustments:

  • The fair value at disposal must be increased by amounts repaid in respect of debts owed to any shareholder or related party, to prevent artificial deflation of the multiple
  • The cap must be reduced by dividends distributed and amounts paid on a capital reduction or redemption between acquisition and disposal

Qualifying and non-qualifying securities: the distinction that changes everything

Qualifying securities

Meet both cumulative conditions under article 163 bis H, II CGI: genuine capital loss risk on the price paid, and held for at least two years. For these securities:

  • The fraction of the gain taxed as a capital gain is subject to social levies on investment income (18.6% in France) and exempt from social security contributions
  • The fraction reclassified as employment income is subject to a specific liberatory employee contribution of 10%, with no employer contributions - bringing the overall marginal rate in France to approximately 59%

Non-qualifying securities

Do not meet these conditions. Standard social security regime applies: approximately 22-23% in employee contributions and 40-45% in employer contributions on the reclassified amount. The employer remains liable for employer contributions.

Is my package secure? The two conditions that matter

Genuine risk of capital loss

The 2026 Finance Act clarified that the risk of loss must relate to the price actually paid. The draft BOFiP specifies that this condition is not met where the manager benefits from a contractual mechanism guaranteeing repurchase at a price at least equal to the acquisition price - for example, a floor put option.

Minimum two-year holding period

The minimum two-year holding period must be documented. The 2026 Finance Act clarified that intercalary transactions without consideration - mergers, demergers, splits or consolidations - do not interrupt this period.

What executives consistently get wrong

Poorly drafted good leaver clause

Since the reform, the link between the securities and the functions is acknowledged by statute. Good leaver and bad leaver clauses are back in practice. But their drafting remains critical: a clause depriving the manager of the gain on voluntary departure can reveal that the gain is tied to continued employment rather than capital risk - causing the entire gain in France to be treated as employment income, including the fraction theoretically eligible for capital gain treatment.

No documentation of capital-at-risk

A nominal investment, company-funded acquisition, a floor put option, or absence of traceable personal bank payment does not satisfy the genuine risk condition. The security becomes non-qualifying - with the resulting employer social security consequences.

Contribution to a holding company without planning for the dry tax

Only the fraction of the gain taxed as a capital gain can benefit from deferral in France (articles 150-0 B and 150-0 B ter CGI). The fraction reclassified as employment income is immediately taxable in France - even if the manager received no cash.

The 2026 Finance Act introduced a deferral mechanism applicable to the employment income fraction in two situations: contribution to a company with a capital link to the issuing company, and merger or demerger transactions. By contrast, contribution to a personal holding company controlled by the manager or their family is expressly excluded from the deferral. Where the deferral applies, it ends on disposal of the securities received in exchange, or after three years if the securities are transferred to a controlled company.

Gift of securities: accelerated tax trigger

Since 20 February 2026, the net gain is determined and taxed in France in the name of the donor in the year of the gift - not the year of the donee's disposal. The classic gift-and-sale strategy no longer works for these instruments.

Interposition of a shell company

Holding securities through a civil company or personal holding vehicle does not protect against reclassification if the structure has no genuine substance. The Conseil d'État confirmed this (CE, 28 January 2022, no. 433965). The administration may apply the abuse of law procedure with an 80% surcharge in France.

The earn-out: a silent trap

Where a price supplement is paid after completion, the threshold is not recalculated. If the cumulative gain - initial price and supplement combined - exceeds the threshold calculated at the date of the main disposal, the excess is taxed as employment income with no possibility of challenging the initial calculation. This mechanism can turn an earn-out into an unanticipated maximum tax charge.

PEA: exit before the disposal, not after

Managers holding management package securities in a French equity savings plan (PEA) since before 15 February 2025 face a specific issue. The good news: withdrawing securities from the plan is tax-neutral - it triggers neither taxation of the latent gain nor automatic closure of the plan. The bad news: if the disposal takes place while the securities are still in the PEA, the income tax exemption attached to the plan does not apply to the fraction of the gain falling under article 163 bis H. The acquisition price used to calculate the gain is the value of the securities in the plan at the date of withdrawal. Planning before any liquidity event is essential.

Comparative table of instruments after the 2025 and 2026 Finance Acts
 

Instrument Disposal gain Social security - qualifying securities Social security - non-qualifying securities PEA
BSA (ratchet warrants) Employment income by default - capital gain below threshold (art. 163 bis H) 10% liberatory employee contribution - no employer contributions Standard social security contributions (22-23% employee / 40-45% employer) Excluded since 2014
Preference shares (ADP) Employment income by default - capital gain below threshold (art. 163 bis H) 10% liberatory employee contribution - no employer contributions Standard social security contributions (22-23% employee / 40-45% employer) Excluded since Feb. 2025
Sweet equity (ordinary shares) Employment income by default - capital gain below threshold (art. 163 bis H) 10% liberatory employee contribution - no employer contributions Standard social security contributions (22-23% employee / 40-45% employer) Excluded since Feb. 2025

Note: free shares (AGA), BSPCE and stock options are subject to their own specific statutory regimes, distinct from article 163 bis H. Their interaction with this regime on the disposal gain requires case-by-case analysis.

Outstanding areas of uncertainty

  • International taxation and tax treaties: capital gain / employment income characterisation under conventions, treatment of non-residents - not addressed by the BOFiP
  • Exit tax: interaction with article 163 bis H on transfer of tax residence - not addressed
  • Co-investment pari passu shares and ordinary shares without negative contractual features: the BOFiP adopts a blended approach creating uncertainty on whether the most standard instruments fall within the scope of article 163 bis H
  • Consecutive LBOs with multiple debt layers and interim distributions: only partial examples in the BOFiP

Why consult before signing - not after exit

Management packages are among the most closely scrutinised areas of executive taxation in France. The article 163 bis H CGI reform has stabilised the legal framework - while creating new areas of uncertainty on which administrative guidance is not yet definitive.

The distinction between qualifying and non-qualifying securities, the calculation of the performance coefficient, the documentation of genuine capital risk, and the interaction with reinvestment transactions are all determined at structuring stage - not at exit. Analysis conducted after disposal cannot correct the entry price, the drafting of clauses, or the documentation of risk.

Lobe Law, a law firm specialising in executive and corporate taxation in Paris, advises managers and their counsel at every stage of the transaction. Book a consultation.